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Maria is 30 years old and she is married, with four children She has a kiosk to generate income for her family. She has been thinking about how to run a big business but she does not have enough working capital.

She will use the loan of US$ 600 to buy some additional supplies to keep in her store, such as soft drinks, hard drinks, body lotion, biscuits, books, pans, cigarettes, sugar, coffee, milk and salt. She is happy with TRM (Tuba Rai Metin), which offers loans to poor people.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 24
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria to buy soft drinks, hard drinks, books, pans, cigarettes, sugar, coffee, milk and salt.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 20, 2013
Currency Exchange Loss:
Apr 16, 2014