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Carlos
Carlos, 44, is a responsible man who lives together with his wife, Rosa. They have four children and take care of them in a house they inherited from his mother, twelve years ago. His main income comes from four milk cows that give him 18 liters in average. He sells the milk to a dairy company located close to the town and that comes to pick it every day.

Carlos works supported by his wife, who takes care of the animals, since he works sometimes as a construction worker, which makes it difficult for him to do it. He says: “I have to work with different activities in order to receive a better income.” Carlos says that his activity is profitable and he tries to be more efficient by growing alfalfa and other kinds of grass for his animals. “I also make the most of my land by renting some furrows three times a year to other farmers that do not have land,” he says.

This is his first loan with Kiva. He appreciates the support given, which will help him to improve his income. He promises to pay the installments on time. Carlos will use the 1,500 soles [PEN] to buy compost for his alfalfa plantations.
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Carlos, de 44 años de edad es un hombre responsable, vive en compañía de Rosa su esposa, ambos tienen 4 hijos a los que cuidan en la casa que heredaron de su madre,hace 12 años. Su principal ingreso económico se centra en la crianza de 4 vacas lecheras, de las cuales extrae un promedio de 18 litros, que vende a una planta lechera cerca de su pueblo, quienes llegan a su misma casa todos los días, para recolectar la leche. Trabaja con el apoyo de sus esposa, quien se dedica al cuidado integro de los animales, pues hay fechas que el oficio de albañil, que también realiza, impide que Carlos pueda dedicarse íntegramente a su cuidado, “tengo que desarrollar otras actividades para obtener mayores ganancias”, afirma. Carlos manifiesta que su actividad es rentable, ya que minimiza gastos sembrando alfalfa y demás pastos para el alimento de sus animales, “también aprovecho el terreno para alquilar surcos de alfalfa a otros ganaderos que no tienen, al año alquila 3 veces”, afirma. Éste es el primer crédito con KIVA, agradece el apoyo económico otorgado, pues le ayudará a mejorar sus ingresos. Además promete ser puntual con el pago de sus cuotas.Carlos, invertirá los S/.1500 soles en la compra de abono orgánico para sus sembrios y semillas de alfalfa .

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD