Check out some available loans that are similar to this one!
Eluteria
Eluteria lives in the colony of Cerro de la Silla (an emblematic hill in the city of Monterrey), which a residential area with difficult access and steep sloping streets. She sells tamales. a typical food in México, and also natural products. "Doña Lute", as she is known among her neighbors, is well-known for making the best tamales in the area and for being a very hard worker. Lute prepares her tamales on the weekends and delivers them mainly on Saturday and Sunday, since sales volume is high. Many of her tamales are sold on a "fía" basis (an expression meaning that she will give a couple of days credit before collecting payment). From Monday to Thursday Lute travels throughout the streets of her community, visiting her customers to collect payment. This is no problem for her since what she wants is to get ahead and cover her family's needs.

"People do not have money because they don't like to work. If they live in poverty it is because they do not want to make any effort. There is money out there to be had, and the one who works lacks nothing." This is what she told us during some of the interviews with Credituyo. Also, every month Lute travels to a nearby town to offer her natural products to relatives and friends living there.

She takes care of two grandchildren after her daughter passed away. Eluteria plans to use the loan to buy more natural products, specifically food supplements and alternative medicines for illnesses such as diabetes, high blood pressure, cholesterol, etc. She wants to expand her market because of the high demand, but unfortunately she does not have the capital to maintain a good inventory. Eluteria's goal is to have a well-established store in the center of the city. She wants to give her grandchildren a better future since they do not have their mother with them and they want to get a university degree.
View original language description ↓
La Sra. Eluteria vive en una colonia en el Cerro de la Silla, (un cerro emblema de la ciudad de Monterrey) es una colonia de dificil acceso y con calles con pendientes escabrosas. Ella se dedica a la venta de tamales, el cual es un paltillo típico de México, y a la venta de productos naturales. "Doña Lute" como es conocida entre sus vecinos, es reconcida por hacer los mejores tamales de sus alrededores y por ser muy trabajadora. Doña Lute prepara sus tamales los fines de semana, y se dedica a repartirlos pincipalmente los sabados y domingo ya que son los días de venta alta; muchos de sus tamales los "fía" (expresión regional que significa que les da algunos días para pagarlos). De lunes a jueves, doña Lute recorre el cerro por las calles de su comunidad y visita a sus clientes para recoger los pagos de sus tamales. Esto no representa un problema para ella, ya que lo que desea es salir adelante y cubrir las necesidades de su familia.
"La gente no tiene dinero porque no le gusta trabajar, si viven en su pobreza es porque no quieren esforzarse; el dinero está ahí afuera y al que trabaja duro no le falta nada" son palabras que nos mencionó la señora en algunas de las entrevistas con Credituyo. Adicionalmente, Cada mes Doña Lute se traslada a una ciudad cercana a vender sus productos naturales con algunos de sus familiares y amigos de aquel lugar.

Ella tiene a su cargo a 2 nietos debido al fallecimiento de su hija. Con el crédito otorgado, la Sra. Eluteria surtirá mas productos naturistas, especificamente suplementos alimenticios y medicinas alternativas para enfermedades como diabetes, alta presión, colesterol etc. Busca extenderse a más mercado ya que esta teniendo una buena demanda pero desafortunadamente no cuenta con el capital para tener un buen inventario. El sueño de la Sra. Eluteria es llegar a tener un local grande bien establecido en el centro de la ciudad. Para poderle dar un mejor futuro a sus nietos que no cuentan con su mamá y desean estudiar una carrera universitaria.

About Mexico

  • $11,249
    Average annual income
  • 1
    View loans »
    Mexico Loans Fundraising
  • $17,777,925
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Eluteria to buy natural products.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
May 3, 2013
Listed
Apr 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 3, 2014