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Pupusa Group
In this Group: Amparo Cristina, Jose Francisco, Maria Ana, Sara Margarita
Amparo is 31 years old and grew up in a poor but supportive family. Unfortunately she could not continue her education after primary school but there she learned the basics which still help her in her business today. Amparo is a woman who fights every day to move forward in life with her family. She has two children who have taken different paths in life but who both have the education that Amparo was never able to enjoy. This enterprising woman lives in the centre of Santo Domingo, the capital city of the Santo Domingo de los Tsáchilas province. This is a place with a very active business sector as it has become a land port, used for exchanging goods between the mountainous and coastal regions of Ecuador. This parish has various houses made or cement or cement and wood. There is a much visited river where tourists and locals participate in various sports and there is also the possibility of learning about the local "tsáchila" culture as visitors can listen to stories told around a campfire or on the campsite. Santo Domingo is the third most populated city in the region and local industries include agriculture, cattle raising, fishing and manufacturing in this land port between Ecuador's coastal and mountainous regions.

Amparo makes a living as a street vendor selling casual clothes. This has been her source of income for the last few years and with it she has been able to support the family. Amparo is applying for a loan to update her clothes ranges and increase her stock so as to increase her sales. This will then allow her to improve her lifestyle.

Amparo is the leader of the "Pupusa" group, which has three other entrepreneurs. José, María and Sara also want to develop their careers and personal lives with this loan. José and María make a living selling fruit and vegetables and Sara sells casual and sports shoes. Together they are looking for new opportunities but have come across obstacles such as unemployment or difficulty in financing their businesses. Nevertheless, they all have in common that they have fought with strength and work every day to bring themselves and their families forward in life.

All of the group's members are grateful for the opportunity that "Fundación Alternativa" is providing - the process is simple for the members and they are being trusted and given advice on their businesses. The members encourage everyone around the world to support those who do not have access to loans through Kiva.
View original language description ↓
Amparo es una mujer de 31 años, creció en un hogar de escasos recursos en el cual recibió mucho apoyo, pero lamentablemente tuvo que dejar sus estudios al terminar la escuela primaria en donde obtuvo los conocimientos básicos que le ayudan hasta la actualidad a llevar a cabo su negocio. Es una mujer que ha luchado cada día para salir adelante con su familia, tiene dos hijos quienes ya han tomado diferentes rumbos de vida pero se han formado con la educación que Amparo no tuvo la oportunidad de conseguir. Esta mujer emprendedora vive en el centro de Santo Domingo la ciudad capital de la Provincia de Santo Domingo de los Tsáchilas, un lugar que tiene un comercio muy activo ya que se ha convertido en un puerto terrestre de intercambio entre sierra y costa de Ecuador. Esta parroquia tiene varias viviendas de cemento y mixtas de madera con cemento. Tiene un río que es muy visitado y en donde los turistas y habitantes practican varios deportes y además tienen la oportunidad de conocer una cultura tsáchila que suele contar sus leyendas a los visitantes en medio de una fogata y camping. Santo Domingo que es la tercera ciudad más habitada de la región, también contribuye con actividades como la agricultura, ganadería, pesca y manufactura, ya que se ha convertido en un puerto terrestre de intercambio comercial entre las regiones Sierra y Costa del país.
Amparo se dedica a la venta de ropa casual y lo realiza de forma ambulante. Este ha sido su sustento en los últimos años y con lo cual ha podido llevar el sustento a su hogar. Amparo solicita el préstamo para actualizar el tipo de ropa que tiene y aumentar su stock para que así sus ventas crezcan y ella pueda obtener un mejor estilo de vida.
Amparo lidera el grupo “Pupusa” con 3 emprendedores como ella. José, María y Sara quienes también desean un crecimiento laboral y personal con el préstamo que obtenga. José y maría se dedican a la venta de frutas y verduras y Sara a la comercialización de zapatos casuales y deportivos. Juntos buscan nuevas oportunidades y se han encontrado en el camino con obstáculos como la falta de empleo o la dificultad para el financiamiento de sus negocios, pero sin embargo tienen en común que han luchado por sacar adelante sus vidas y familias con esfuerzo y trabajo diario.
Todos los integrantes de este grupo agradecen la apertura que Fundación Alternativa ha brindado con la facilidad, confianza y asesoría y además animan a quienes alrededor del mundo buscan apoyar en el portal de Kiva a las personas que muchas veces no han tenido la oportunidad de acceder a un crédito.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pupusa Group's $2,575 loan helped a member to improve her lifestyle by buying new merchandise.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 27, 2013
Listed
Apr 18, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013