Amparo makes a living as a street vendor selling casual clothes. This has been her source of income for the last few years and with it she has been able to support the family. Amparo is applying for a loan to update her clothes ranges and increase her stock so as to increase her sales. This will then allow her to improve her lifestyle.
Amparo is the leader of the "Pupusa" group, which has three other entrepreneurs. José, María and Sara also want to develop their careers and personal lives with this loan. José and María make a living selling fruit and vegetables and Sara sells casual and sports shoes. Together they are looking for new opportunities but have come across obstacles such as unemployment or difficulty in financing their businesses. Nevertheless, they all have in common that they have fought with strength and work every day to bring themselves and their families forward in life.
All of the group's members are grateful for the opportunity that "Fundación Alternativa" is providing - the process is simple for the members and they are being trusted and given advice on their businesses. The members encourage everyone around the world to support those who do not have access to loans through Kiva.
Amparo se dedica a la venta de ropa casual y lo realiza de forma ambulante. Este ha sido su sustento en los últimos años y con lo cual ha podido llevar el sustento a su hogar. Amparo solicita el préstamo para actualizar el tipo de ropa que tiene y aumentar su stock para que así sus ventas crezcan y ella pueda obtener un mejor estilo de vida.
Amparo lidera el grupo “Pupusa” con 3 emprendedores como ella. José, María y Sara quienes también desean un crecimiento laboral y personal con el préstamo que obtenga. José y maría se dedican a la venta de frutas y verduras y Sara a la comercialización de zapatos casuales y deportivos. Juntos buscan nuevas oportunidades y se han encontrado en el camino con obstáculos como la falta de empleo o la dificultad para el financiamiento de sus negocios, pero sin embargo tienen en común que han luchado por sacar adelante sus vidas y familias con esfuerzo y trabajo diario.
Todos los integrantes de este grupo agradecen la apertura que Fundación Alternativa ha brindado con la facilidad, confianza y asesoría y además animan a quienes alrededor del mundo buscan apoyar en el portal de Kiva a las personas que muchas veces no han tenido la oportunidad de acceder a un crédito.
About Fundación AlternativaFundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid