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Julio Rodolfo

Update on Julio Rodolfo

Julio is 41 years old and lives with his wife and daughter in a house he owns. He is responsible and hardworking, dedicated to plant corn and sorghum. He has stored his crops in the barn shown in the picture for the last eight years. Then, he goes to sell in the various markets near the place where he lives. With the profits obtained he manages to cover the expenses of his family.

Julio is requesting a loan so he can buy agricultural supplies such as seeds and fertilizers, among other things he needs for planting. Doing so, he will have a better income and he will be able to give more stability to his family.
View original language description ↓
Julio de 41 años de edad vive con su esposa y su hija en casa propia, es un hombre responsable y trabajador se dedica a la siembra de maiz y sorgo desde hace 8 años almacena sus cosechas en los graneros que se muestran en la foto para luego salir a comercializarlos en los diferentes mercados que estan cerca de su lugar de residencia, y con las ganancias que obtiene logra solventar los gastos que se le pueden presentar a su familia. Don Julio solicita un credito para poder comprar insumos agricolas como semillas, abonos, fertilizantes entre otras cosas que se necesitan para la siembra, y asi poder tener mejores ingresos y darle a su familia un mejor estabilidad economica.

Previous Loan Details

Julio Rodolfo, age 38, is a very responsible person. He and his wife work hard so that their two children can get ahead. Julio has a plot of land on which he grows corn that he eventually sells at different markets. At the same time, he generates additional income by managing a store where he ... More from Julio Rodolfo's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 761
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julio Rodolfo to purchase agricultural supplies to plant corn and sorghum.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 18, 2013
Listed
Apr 17, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014