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Unidas Por Siempre 27 Group
In this Group: Teodora, Edgar Fernando, Mary Rachel, Zenaedee , Gabriela, Shirley, Fernando Jose, Ana Rosa
The business venture bank ALWAYS UNITED 27 is made up of eight members: six women and two men. The president of the bank is Edgar. He is 48 years old and has two children.

Edgar earns a living selling seasonal clothing from his stall located in a busy market called 16th of July.

This is his first loan with this institution. Edgar will use the loan to buy coats wholesale for sale during the cold season. He is requesting the loan because he does not have the cash to buy the merchandise. Edgar faces challenges in his business, such as the climatic conditions as well as the competition of the other businesses that sell clothes. He will use his earnings to purchase a variety of clothes and also to expand his business to be able to attract more clients.

Edgar is a very hard-working individual. He is happy to have the opportunity to have this loan.
View original language description ↓
El banco de emprendimiento UNIDAS POR SIEMPRE 27 está compuesto por ocho integrantes seis mujeres y dos varones, el presidente del banco es el Sr. Edgar tiene 48 años, dos hijos, el se dedica a la venta de ropa según la temporada en su puesto de venta que se encuentra ubicado en la populosa feria 16 de julio, este préstamo es su primera secuencia dentro de la institución, el Sr. Edgar va a usar este préstamo para compra de ropa chamarras por mayor para esta época de frio, su razón para solicitar este préstamo la falta de efectivo para la compra de mercadería, el Sr. Edgar enfrenta retos en su negocio que son las condiciones climáticas y también la competencia de los demás negocios de venta de ropa y va a utilizar los beneficios en la compra de variedad de ropa y también en la ampliación de su negocio para poder captar más clientes el Sr. Edgar es una persona muy trabajadora se siente feliz por esta oportunidad brindada en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidas Por Siempre 27 Group's $4,850 loan helped a member to buy coats wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 17, 2013
Currency Exchange Loss:
Nov 17, 2013