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Don Teodoro is 45 years old and has been selling hammocks for several years. He sells his products near his home as a street vendor from 8:00 A.M. to 3:00 P.M., as shown in the photograph. Afterwards, he works at a bakery.

With the profits he generates from his sales and the pay he receives from the bakery, Teodoro has been able to help his family get ahead. He lives with his wife, who is a merchant, and their child. Don Teodoro is requesting a loan so that he can buy more merchandise to sell since he does not have enough to make a new investment. As a result, he will generate more income and be able to continue providing for the household expenses.

View original language description ↓
Don Teodoro de 45 años de edad se dedica desde hace varios años a la comercializacion de hamacas, las comercializa de forma ambulante cerca de su lugar de residencia de las 8:00 de la mañana a las 3:00 de la tarde, asi como se muestra en la fotografia, y luego va a trabajar a una panaderia. Con las ganancias que logra obtener de sus ventas y el pago que resive en la panaderia ha podido salir adelante con su familia, vive con sus esposa quien es comerciante en el mercado y su hijo. Don Teodoro esta solicitando un credito que le permita poder comprar mas mercaderia para poder comercializarla ya que con lo que el gana no le alcanza para hacer una nueva inversion y asi el podra tener mejores ganancias y seguir solventando los gastos que se le presentan en su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Teodoro to buy hammocks to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 18, 2013
Currency Exchange Loss:
Dec 19, 2013