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Rosa, 59, has a 20-year-old son who is studying at university. She makes her living selling sweets and candy in a stall located in the area of Chasquipampa.

This loan is her seventh with this communal bank, Rosa will use the loan to buy a shelf where she can sell her products as the cold season is approaching and this affects her sales as she sometimes doesn't go out to sell, but she will soon have a stall where she can be a little sheltered from the cold. The reason she is seeking this loan is due to a lack of working capital.

Rosa faces challenges in her business such as competition. She will use the profits she makes to save up and buy a home as she is currently renting and she dreams of having a small house to make life a little more comfortable for her family. Rosa is happy and grateful to the communal bank for the opportunity they are giving her.
View original language description ↓
La Sra. Rosa tiene 59 años tiene un hijo que tiene la edad de veinte años, que estudia en la universidad, ella se dedica a la venta de dulces y golosinas en un puesto de venta que se encuentran ubicada en la zona de Chasquipampa, Este préstamo es su séptima secuencia dentro de la institución, la Sra. rosa utilizara este préstamo para compra de un anaquel donde pueda vender sus productos ya que se acerca la época de frio y esto le perjudica en la venta ya que en algunos caso no sale a vender, pero ya tendrá un puesto donde evitara un poco que le haga mucho frio, la razón para solicitar este préstamo es la falta de capital de trabajo, la Sra. Rosa enfrenta retos en su negocio que son la competencia, ella va a utilizar los beneficios en ahorrar para la compra de una casa ya que donde vive se encuentra en alquiler y ese es su deseo poder tener una casita para brindar mayor comodidad a su familia, se siente feliz y agradecida con la institución por la oportunidad que le brindan.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Rosa to buy a shelf.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 17, 2013
Currency Exchange Loss:
Feb 17, 2014