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Constance lives in Kampala, Uganda. She is single with four children, and all of them go to school. She takes care of additional family members (her sister's children). She sells charcoal at the market on a wholesale and retail basis. She has been in business for the last 10 years. She also gets additional income from operating a barber shop. She works six days a week.

She has requested a loan of 2,200,000 Uganda shillings from MCDT – SACCO to buy bags of charcoal. Her major business challenges are transportation and seasonality. Her goals and aspirations are to build a house and also buy a van for transporting charcoal from the village. She lives in a rented house, and the family has access to electricity but does not have access to piped water. Her monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 287
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,530.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Constance to buy more bags of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 20, 2013
Currency Exchange Loss:
Oct 20, 2013