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Gayane
Gayane lives with her husband (in the photo) and two sons (in the photo).

Gayane's husband teaches at a local school, and Gayane runs a farm. She keeps 30 chickens, 30 lambs and a cow, and cultivates potatoes as well.

Gayane works hard to gather a good harvest, sell it in the local market and help her husband to sustain the family. Unfortunately a teacher's salary is hardly enough for covering the family's basic costs, and agriculture helps the family to have a stable income.

Gayane has applied for this loan to purchase seeds for cultivation and forage for feeding the livestock, and to purchase fuel for transporting the gathered harvest to the market.

The loan is very important for Gayane and her husband to enlarge their farming business and gather more income, which is important for improving family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 85
    View loans »
    Armenia Loans Fundraising
  • $12,655,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Gayane to pay for seeds for cultivation and forage for feeding the livestock, and to purchase fuel for transporting the gathered harvest to the market.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2014