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Huong is a 56-year-old woman with two daughters. Her husband is a mason and she lives with her family in Ho Chi Minh City. She has been running a business selling clothes for two years. Huong would like to take out a loan to buy a greater quantity and variety of clothes to sell. She hopes this will enable her to better meet the needs of her existing customers and attract new ones. She also hopes that through the loan her business will generate a higher income and this will help her to improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $12,414,550
    Funds lent in using Kiva
  • 20,903.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Huong to buy a greater quantity and variety of clothes to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 20, 2013
Currency Exchange Loss:
Feb 19, 2014