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Ramatou is single, 23 years old, and a mother of one child. She lives with her child at her father's house in the Faraba neighborhood of Bougouni. After secondary school, where she received a diploma to be an administrative assistant, she was unemployed for a long time. Thus, she decided to follow in the footsteps of her mother and learn how to make and sell juice.

She conducts this business now with three years of experience. Having heard about Soro Yiriwaso through a customer, Ramatou decided to join the Soro Yiriwaso loan program. She is now on her second loan, after having correctly repaid her first.

With his loan, she plans to buy 15 kilograms of sugar, 5 kilograms of bissap, 2 kilograms of ginger, some packets of plastic bags, and some flavorings.

The juice is sold in different parts of Bougouni.

Ramatou hopes to earn, with this loan, an average monthly income of 25,000 francs CFA, which will be used to repay the loan and to meet her family's expenses.
View original language description ↓
Madame Ramatou est une célibataire de 23 ans et mère de 1 enfant. Elle vit avec son enfant chez son père dans le quartier Faraba de Bougouni.
Après les études secondaires où elle obtient son diplôme en secrétariat de Direction, elle est restée très longtemps sans emploi. C’est ainsi qu’elle décide de suivre sa mère pour apprendre les activités de préparation et vente de jus. Avec 3 ans d’expérience, elle maîtrise son activité.
Ayant fait la connaissance de Soro Yiriwaso à travers une autre cliente Ramatou décida d’adhérer au programme crédit de Soro Yiriwaso avec qui elle est à son deuxième prêt, après avoir correctement remboursé le premier.
Elle compte acheter avec son prêt 15 kilos de sucre, 5 kilos de dah, 2 kilos de gingembre, des paquets de sachets plastiques et d’arômes. Les jus sont vendus dans les différents quartiers de Bougouni.
Elle compte réaliser avec ce prêt un bénéfice mensuel de 25 000 FCFA qui sera utilisé pour rembourser le prêt et subvenir aux dépenses de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 37
    View loans »
    Mali Loans Fundraising
  • $10,710,275
    Funds lent in using Kiva
  • 497.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ramatou to buy ingredients to make juice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 18, 2013
Currency Exchange Loss:
May 17, 2014