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Tigran, who is from the village of Arjut in the Lori region, studies at the Vanadzor branch of Armenian State Agrarian University. Along with his studies, Tigran is involved in cattle breeding, keeping cows, sheep, pigs, chickens, turkeys and four colonies of bees. Tigran lives with his parents and works hard to sustain their living.

Since the main source of family income is agriculture, and the only breadwinner of the family is Tigran, it is very difficult for him to save money for his education. He has therefore requested this loan to pay for his university tuition. This very important loan will help him to complete his education and enlarge upon his agricultural business.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 418.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Tigran to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 20, 2013
Currency Exchange Loss:
May 17, 2014