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Muhayo
Muhayo is an active and positive 36 year old woman. She is married and has four children. Muhayo loves her children and wants to make sure they lack in nothing. Together with her husband she earns money to feed her family and provide a good eduction for her children. She wants her children to have a promising future. Muhayo's husband is a migrant worker in Russia. Every month he sends money to his family. But Muhayo herself doesn't like to be idle, she is always in motion and is a very hard working woman.

To help her husband provide for the family Muhayo has started her own business. She sells Tajik national women's dresses and has had her business for 11 years. She purchases clothes in the city at a central market then sells them in her own village to the local women. It's very convenient for her clients, as many of them rarely visit the city and are happy to be able to buy clothes in their own village. Every time she comes back from the city the demand for her dresses grows and she needs to be able to purchase more inventory on her next trip. For this reason Muhayo has turned to Arvand for a loan which she will use to purchase a batch of traditional Tajik dresses. Muhayo is grateful for your support!
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Мухаё активная и позитивная женщина в возрасте 36 лет. Она замужем и имеет четверых детей. Мухаё очень любит своих детей и старается сделать всё, чтобы они всегда жили в достатке. Вместе с мужем они зарабатывают деньги для того, чтобы прокормить свою семью и дать хорошее образование своим детям. Они мечтают о достойном будущем для своих детей. Муж Мухаё находится на заработках в России. И каждый месяц он присылает в семью заработанные денежные средства, что составляет дополнительный доход для семьи. Сама Мухайё не любит сидеть без дела, она постоянно в движении, очень трудолюбивая женщина.
Чтобы помогать своему мужу приносить в дом доход, она начала свой бизнес. Мухаё занимается купле - продажей национальной одежды для женщин и этим бизнесом она занимается уже более 11 лет. Она покупает одежду в городе на большом рынке и продаёт в своём селе для местных женщин. Это очень удобно для других женщин, так как выезжать в город они не могут и поэтому рады купить товар на месте в своём селе. С каждым разом спрос на её продукцию увеличивается и ей необходимо больше закупать товар. В связи с этим Мухаё обратилась в Арванд, чтобы получить кредит для покупки своего товара - национальной женской одежды. Заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,325 helped Muhayo to buy women's clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 1, 2013
Listed
Apr 19, 2013
Currency Exchange Loss:
Covered
Ended:
May 17, 2014