Annet is a 38-year-old married woman with five children living in Hioma, Uganda. She sells new clothes in her shop but also takes them to specific office premises when her customers find it hard to come to her. She sells new bags, dresses, and shirts. She describes herself as hardworking and has a dream of educating her children up to the university level despite inadequate capital which hinders the growth of her business. Annet is requesting a loan to buy clothes to sell.