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Maria Lilian
María is a dynamic and happy young woman. Aged 27, she is married and has three children. The two oldest are in primary school and all three depend on María for everything. María herself completed primary school but could not continue with her education as her parents were poor and could not help with the costs. María learned to work in agriculture very young, thanks to her parents. She now works with her husband doing work such as cleaning, pruning and putting fertiliser on the plants as this is the only source of income for the family to pay household bills. María and her husband own the land they work, which is two kilometres from their home. They walk there every day.

María is currently applying for a loan to buy fertlisers, manure and other materials to maintain her coffee plants as with this she will be able to avoid plagues and other problems that would damage the crops.

María's dream is for her crops to be the most productive in the area, so that she can give her children a better standard of living and educate them up to university level. Then in the future they will have better opportunities in life as working in the field is difficult and profits are very low.
View original language description ↓
Maria es una mujer joven, dinámica y muy alegre con 27 años de edad casada que de su matrimonio tiene 3 hijos de los cuales los dos mayores están estudiando en la primaria en diferentes grados de educación los cuales todos dependen de ella en todos los aspectos. Ella tiene un grado de educación primaria completo pero no pudo seguir estudiando por falta de apoyo económico ya que sus padres son de escasos recursos y no pudieron ayudarla. Ella aprendió la actividad de la agricultura gracias a sus padres desde muy joven y hoy en día en compañía de su esposo realizan actividades como limpieza, poda y fertilización ya que este trabajo es el único medio de ingreso para su familia y para cubrir los gastos en el hogar. El terreno que ellos cultivan es propio gracias al esfuerzo impuesto por ambos ubicado a 2 kilómetros de distancia de su casa de habitación al cual se trasladan a pie diariamente.

Actualmente Maria Solicita ayuda para la compra de Fertilizantes, Abono y otros insumos para darle mantenimiento a su cultivo de café ya que mediante a esto ella podrá prevenir que su cultivo se contamine con plagas u otros que dañen el producto.

Su sueño es que sus cultivos sean los mas productivos de la zona para poder darle un mejor nivel de vida a sus hijos, poder educarlos de una mejor manera a nivel universitario para que en el futuro ellos tengan mejores oportunidades en la vida ya que el trabajo de la tierra es pesado y las ganancias son pocas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $8,353,375
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,250 helped Maria Lilian to buy fertlisers and manure for coffee crops.
81% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 16, 2013
Listed
Apr 17, 2013
Currency Exchange Loss:
Possible