Lidia is a 24-year-old single mother, who had no opportunity to study. She has a son and raises pigs. Lidia began this business by raising 'ponedora' hens. Later, the idea occurred to her to raise little pigs. Now, Lidia has 3 years experience. In addition, she can count on the assistance of her husband who is a merchant.
Lidia organized a group and requested a loan, which she will use to purchase more pigs and feed for pigs. In the future, she wishes to have a pig and chicken farm.
The remaining members of the group are dedicated to agricultural activities and to commerce.
La señora Lidia es madre soltera soltera, tiene 24 años de edad, no tuvo la oportunidad de estudiar, tiene un hijo, ella se dedica a la crianza de ganado porcino, inició este negocio criando gallinas ponedoras y luego le surgio la idea de criar cerditos y hasta el momento lleva 3 años de experiencia; también cuenta con el apoyo de su esposo quien es comerciante.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de mas cerdos y concentrado para los mismos, en el futuro quiere tener una granja de cerdos y gallinas; las demás integrantes del grupo se dedican a actividades agropecuarias y al comercio.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.