He currently works as a physical education teacher in two schools for a few hours and on weekends he works as a soccer referee because what little he earns goes to pay for his family's basic needs.
He needs this loan to make repairs to his home and he wants to expand it in order to be more comfortable and secure and improve his quality of life.
Juan Carlos' dream is to improve his income and build more homes for his family.
This will be his first loan through IMPRO and Kiva.
Actualmente trabaja como profesor de educación física en dos colegios por algunas horas y los fines de semana como árbitro de futbol, ya que con lo poco que gana debe cubrir los gastos de alimentación y pago de servicios básicos de su familia.
El crédito lo requiere para la refacción de su vivienda ya que desea ampliar para tener más comodidad y seguridad, también de esta forma mejorar su calidad de vida.
El sueño de Juan Carlos, es mejorar sus ingresos y hacer construir más habitaciones para poder alojar a sus familiares.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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