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A married mother of two children, both of whom go to school, Hadjah also takes care of additional family members (old parents). She resides in her own house, and the family has access to electricity and piped water. Her monthly expenses includes school fees and utility bills.

For eight years Hadjah has been selling charcoal, and generates additional income from rental houses. She works seven days a week and sells on a retail basis only. Her major business challenges include transportation and seasonality. She has applied for a loan of 2,000,000/= to buy more bags of charcoal.

Hadjah aspires to own a delivery van to ease transportation difficulties and also hopes to educate her children up to university level.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 156
    View loans »
    Uganda Loans Fundraising
  • $28,711,775
    Funds lent in using Kiva
  • 2,519.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Hadjah to buy more bags of charcoal.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 19, 2013
Currency Exchange Loss:
Oct 20, 2013