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Neema Group
In this Group: Masika, Kavira, Kahambu, Kavira, Kahindo, Pascaline, Kabuo, Ziana, Mwindiki, Masika, Kyakimwe, Kabuo, Kabuo, Nguba, Kahindo, Manegabe, Ngango, Kanyere, Mulegwa, Kahambu, Kalivanda, Sifa, Kambale, Kabuo
Kabuo is Secretary of the Neema Group. A young 33-year-old entrepreneur, she is married with two children. Her husband is a soldier in the loyalist armed forces.

She is a fish merchant. She started this business activity using funds received from her husband. Later on she was granted additional funding through the Hekima MFI. She has been running her business for the past 13 years.

This new loan will be used to buy five baskets of fish for resale. Damage and rot are major challenges in this type of activity.

She wants to increase her capital worth, and build a home for her family. She is very thankful to Hekima for its support through micro-financing.
It should be noted that in the photo, there are additional members, who wanted to join the souvenir photo.
View original language description ↓
La cliente Kabuo est secrétaire du groupement d’affaire Neema, jeune entrepreneur, âgée de 33 ans, mariée et mère de 2 enfants. Son conjoint est un militaire dans les forces armées loyalistes. La cliente est vendeuse de poissons. Elle commença cette affaire avec son fonds propre reçu de son mari. Plus tard, elle bénéficia des fonds additionnels de crédit de l’IMF Hekima. Il ya 13 ans, elle exerce cette activité. Ce nouveau prêt va lui servir d’acheter 5 paniers de poissons à marchander. Les détériorations, et pourritures sont de défis majeurs pour son activité. Elle souhaite accroitre son capital, construire pour sa famille. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit.Il sied de signaler que sur la photo, il ya plus de clients, qui ont voulu participé à la photo de souvenir.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,347,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Neema Group's $5,975 loan helped a member buy five baskets of fish.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 19, 2013
Currency Exchange Loss:
Sep 18, 2013