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Zawadi Group
In this Group: Mukumbwa, Furaha, Faida, Zawadi , Muomba, Idi Kihuo, Nyamvura, Kakuru, Kashira, Sakina, Heshima, Bazimaziki, Banyene, Byamana, Bazira, Chimpayi, Nsabimana, Nirere, Muhawe, Riziki, Harerimana, Vumilia, Maombi, Butaragaza, Muhindo, Rehema, Faida, Dafrose, Chikuru, Sifa, Vumiliya, Bindu, Furaha, Kahindo, Bunori, Bwira, Masika, Masimango
Chimpayi is advisor of the Zawadi Group. She is a young 29-year-old entrepreneur, and a divorced mother of one child.

She sells second-hand clothing and started her business with a credit loan from Hekima.

This new loan will be used to buy one bale of undergarments, sleeveless shirts and socks. Administrative red tape is a challenge for her business.

She wants to buy a plot of land and provide schooling for her child. She is very thankful to Hekima for its support through micro-financing. It is worth mentioning that one of the group members is carrying her child.
View original language description ↓
La cliente Chimpayi est conseillère du groupe d’affaire Zawadi, jeune entrepreneur, âgée de 29 ans, divorcée et mère d’un enfant. La cliente est vendeuse des friperies. Elle commença cette affaire avec le crédit de Hekima. Ce nouveau prêt va lui servir d’acheter 1 ballon de sous vêtements, de singlets et de chaussettes. Les tracasseries administratives constituent un défi pour son activité. Elle souhaite acheter une parcelle et scolariser son enfant. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit.Il sied de signaler qu'une cliente porte son bébé.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Zawadi Group's $5,675 loan helped a member buy a bale of clothes (undergarments, sleeveless shirts and socks).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 5, 2013
Listed
Apr 19, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013