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Tozagul is a 35 year old woman who is raising four children. She lives in Qubadiyon in south-western Tajikistan. Her husband is a migrant worker who lives abroad. Tozagul herself has been farming for 15 years. She has a plot of land where she grows wheat and water melons. She is taking out this loan to purchase fertilizer for planting watermelons.
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Тозагул 35-летняя замужняя женщина. У нее четверо детей. Она проживает в районе Кубадиян, на юго-западе Таджикистана. Ее муж в данный момент находится на заработках за пределами страны. Тозагул занимается растениеводством в течение 15 лет. У нее имеется земельный участок, где она выращивает пшеницу и арбуз. Кредит берет для приобретения минеральных удобрений для урожая арбуза.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 192
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Tozagul to purchase fertilizer for growing watermelons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 19, 2013
Currency Exchange Loss:
May 17, 2014