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Muhabbat is 42 years old. She is married and has three children. Muhabbat lives in a remote region where the main ways of life are farming and raising livestock. Muhabbat has been growing various crops, such as tomatoes, rice, wheat and other grains for more then 15 years now. Her husband does not help her as he has his own business and is busy. However, her daughter and her daughter-in-law do help take care of the crops. Muhabbat grows 0.5 hectare of wheat and 0.1 hectare of tomatoes. She brings in two harvests per year, because she plants wheat and tomatoes in the spring and corn and rice in the fall. She loves her farm and is a repeated client with IMON. Muhabbat is requesting this loan because she spent all her savings for family needs this year and needs to purchase seeds and fertilizer for spring planting. She is requesting a loan of 10,000 somoni and promises to repay it on time.
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Мухаббату 42 года. Она замужем и имеет 3 детей. Муххабат живет в дальнем регионе, где основной доход является земледелием и скотоводством. Мухаббат более 15 лет занимается выращиванием сельхоз культуры, как помидор, рис, пшеница и другие зерновые культуры. Ее муж не помогает ей введение бизнеса, так как он имеет свой бизнес и занят своим делом. Ее дочь и невестка помогают ей введение бизнеса. Она выращивает в 0,50 га земли пшеницу и на 0,10 га земли помидор. Она выращивает два раза в год, то есть весной она делает посев помидора и пшеницы, а осенью кукуруз и рис. Она довольно своим делом и является повторной клиенткой в ИМОН. Она потратила все свои деньги на нужды семьи и теперь не имеет денег, чтобы купить семена и минеральные удобрения для нового посева. Она запрашивает займ на сумму 10000 сомони и обещает погасить займ вовремя.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $29,365,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Muhabbat to buy seeds and mineral fertilizers for her land where she grows wheat and tomatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 18, 2013
Currency Exchange Loss:
Mar 17, 2014