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Zulaykho is a woman with a kind sol. She is 44 years old, married and is raising one child. Her husband's income is insufficient to provide the family with all the necessities. To increase the family's profits Zulaykho started her own grocery store two years ago at the local market. To become an expert businesswoman she attended and was certified by the "Achieve Success" course offered by the Association of Businesswomen. The course taught her many new things about managing a business. Zulaykho is determined to become successful, but she needs to have more cash capital to make bulk purchases for her store. She has turned to IMON for a loan of 2000 somoni which she will use to purchase groceries for resale in her store. This loan will help her develop her new business. She promises to repay the loan on time and awaits your kindness.
View original language description ↓
Зулайхо женщина с доброй душой. Ей 44 года. Она замужем и на воспитании имеет 1 ребенка. Доход ее мужа не хватает для обеспечения семьи со всеми необходимыми средствами. С целью получения дохода 2 месяца назад, она начала свой бизнес купле продажи продуктов питания на местном рынке. С целью улучшения своих навыков, она обучилась в курсе «Добейся Успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она получила много новой информации о бизнесе. Она очень старается развивать свой бизнес, но для пополнения оборотного капитала она не имеет денег. Она обратилась за займом в ИМОН для получения займа в сумме 2000 сомони для покупки продуктов питания. Этот займ поможет ей развивать новый бизнес. Она обещает погасить займ во время. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 197
    View loans »
    Tajikistan Loans Fundraising
  • $29,692,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Zulaykho to buy bulk groceries for starting new business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 18, 2013
Currency Exchange Loss:
Feb 17, 2014