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Artur is from a small village in the Armavir region of Armenia where he lives with his retired father, wife and two sons, 22 and 16 years old respectively.
Artur has been involved in agriculture for many years. In particular, he keeps 2 cows, 3 calves and a pig, as well as owns an orchard where he grows peach, cherry, plum and nut trees with great love and care.
Farming helps Artur to earn a stable monthly income and sustain his family's living. Artur's wife milks cows and produces dairy products which Artur sells in the local market. They also work hard to gather good harvest and, by selling it, meet their family's basic needs.
In order to enlarge the agriculture land he needs financial support for covering cultivation costs and purchasing fertilizer. The loan that Artur has requested is very important for him to accomplish his goals. This is very important for Artur to ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 166
    View loans »
    Armenia Loans Fundraising
  • $14,954,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Artur to pay for cultivation costs and purchase fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 8, 2013
Apr 19, 2013
Currency Exchange Loss:
Jun 17, 2014