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Tamara lives in Aygestan village with her husband, three children and her father-in-law, who is required to get a retirement pension.

Tamara has been running a farm for 16 years already. Currently her farm includes 10 chickens. She cultivates corn and tomatoes and besides that, grows apricots, plums, nuts and apple trees.

Together with her family, Tamara works hard to gather a good harvest and sell the harvest in the local market. Realizing that agriculture is the only source of income for their family, Tamara would like to enlarge her business. She has requested this loan to purchase corn seeds and hire workers to start the cultivation process.

It is very difficult for Tamara and her husband to do the cultivation process alone. That's why the loan is very important for them. Tamara hopes that with the help of this loan she will be able to get more harvest and this will significantly increase their income, which is very important for covering the family's needs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Tamara to pay for corn seeds and hire workers to start the cultivation process.
75% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 18, 2013
Currency Exchange Loss: