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Isomidin is a 59 year old man who lives in the countryside. He is married and has three adult children. Both Isomidin and his wife only have high school degrees and his wife stays home and raises the grandchildren. In her free time she assists her husband in growing cotton, wheat and corn. Since a young age Isomidin has been helping his family to grow various crops. After a while he was able to rent some land of his own and has been farming there ever since. At first it was hard to make ends meet as he had no other help aside from his wife. But as the result Isomidin has a lot of experience as a farmer and now makes a good profit from his land. Isomidin is taking out this loan to prepare for planting cotton and wheat. He learned from his friends that MDO "Arvand" gives out loans and put in an application. He is planning to use this money to purchase seeds and fertilizer.
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Исомидин мужчина в возрасте 59 лет, проживает в сельской местности. Женат и имеет 3-х детей. Супруга так же как и Исомидин не имеет высшего образования и занимается воспитание внуков своих детей дома. В свободное от воспитания время она помогает своему супругу по выращиванию хлопока, пшеницы и кукурузы. Исомидин с юного возраста помогал своей семье по выращиванию различных злаковых культур. Спустя некоторое время, он арендовал землю на которой и по сей день трудится. По началу ему было очень тяжело, так как ему никто не помогал, кроме его супруги. Он имеет большой опыт в этой сфере. Исомидин имеет хороший доход от выращивания культур. Исомидин взял кредит для выращивания пшеницы и хлопка.
Исомидин узнал от своих знакомых , что МДО «Арванд» выдает кредиты и подал заявку. Исомидин на полученный кредит хочет закупить семян и удобрение для почвы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,910,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Isomidin to purchase seeds and fertilizer for soil amendment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 18, 2013
Currency Exchange Loss:
Mar 17, 2014