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Bunafsha is a young woman of 20. She was unlucky in marriage and divorced her husband. Presently, together with her sisters and brother, she lives in her parents' home in the Bohtar region of Tajikistan. After her divorce, Bunafsha quickly overcame her difficult situation and started working in retail. She has been selling women's undergarments for the past two years. Her retail spot is located at the central market of the city of Kurgantube. Bunafsha restocks her merchandise 4 times per month at the wholesale market in the city of Dushanbe.

Bunafsha is requesting this loan to purchase more goods (women's underwear) in order to increase the volume of her sales.
View original language description ↓
Бунафша 20-летняя молодая женщина. Она неудачно вышла замуж и развелась с мужем. В данное время Бунафша живет у родителей вместе с сёстрами и братом в районе Бохтар. После развода Бунафша быстро справилась с трудностями и начала работать в сфере торговли. Она занимается продажей нижнего женского белья уже два года. Ее торговая точка находится на центральном рынке города Кургантюбе. Бунафша в месяц 4-раза закупает свой товар с оптового рынка города Душанбе. Сейчас Бунафша обратилась за кредитом для приобретения товара (нижнего женского белья), чтобы увеличить товарооборот.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $29,718,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Bunafsha to purchase women's undergarments in order to increase her sales volume.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 18, 2013
Currency Exchange Loss:
Oct 17, 2013