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Jay Maa Tarini Self Help Group
In this Group: Arati, Swarnalata, Swarnaprava, Kabita, Sasmita, Annapurna, Kabita, Gitanjali, Rebati, Saraswati
A few years back, a group of women from Chandikhole village stepped out to build a secure future for their families and made a group named Jay Maa Tarini Self Help Group. Members of the Jay Maa Tarini Self Help Group selected Mrs. Arati as the group leader.

Mrs. Arati is 38 years old and lives with her husband and her three children. She took on the leadership of the group and started cultivating vegetables in their village by obtaining land on lease. They were successful with vegetable cultivation and selling vegetables like brinjal, cucumbers, beans, carrots, radishes, parwal, etc. Now she has started to cultivate peanuts. She has requested a loan to utilize in peanut cultivation. The loan amount will be utilized to purchase fertilizer and insecticide and also a portion will be spent on labor costs and water pumping.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 201
    View loans »
    India Loans Fundraising
  • $5,212,200
    Funds lent in using Kiva
  • 54.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jay Maa Tarini Self Help Group's $2,775 loan helped a member to pay for purchasing fertilizer and insecticide and to spend on labor costs and water pumping.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 28, 2013
Apr 18, 2013
Currency Exchange Loss: