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Linda is a 61-year-old resident of Silang, Cavite, Philippines. She and her husband Marlito, a fisherman, are working hand in hand to provide income for their everyday needs and to support their children, who are still studying.

Linda operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, Php 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Linda also has a canteen and a reloading station for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of Php 900 in sales every day.

Linda is requesting a Php 25,000 loan to help her continue the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory.

Linda hopes that her business will continue to grow, and dreams that her children will finish their studies. She meets up with her co-fellowship* members to share stories of her life and business every week and draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and repay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1857
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Linda to pay for grocery items, toiletries and beverages needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 18, 2013
Currency Exchange Loss:
Oct 20, 2013