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María Monserrate
The members of the José Cesario Reyes communal bank meet every two weeks in the Montecristi settlement, an area nationally and internationally known for its rich culture, and the place of the famous straw hats.

Maria lives here. She is 41 years old, married, and has four children, ages 21, 18, 15, and 13. All of her children still live with her. The two youngest attend high school. Her husband is a merchant.

Maria is asking for this loan so she can help her husband who sells fish. He travels the entire city on his tricycle selling his products. He buys his products from fishermen at the beaches in Manta at dawn and has been doing this for more than 12 years. He works hard so that his family is not in need of anything.

The money from this loan will be used to buy fish to sell daily. She is a founding member of the communal bank and enjoys it because of the help she receives from the loans. They help her get ahead. Her dream is to buy a car so that her husband can make his rounds.
View original language description ↓
EL Banco Comunal José Cesario Reyes se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora María, tiene 41 años de edad, está casada y de esta relación tienen cuatro hijos de 21, 18, 15 y 13 años de edad, todos sus hijos aun viven con ella los dos menores estudian en colegio. Su esposo es comerciante.

Doña María realiza el crédito para ayudar a su esposo el mismo que se dedica a la venta de pescado, su esposo se desplaza por toda la ciudad vendiendo sus productos en un triciclo de su propiedad, los mismos que en la madrugada compra en la ciudad de Manta a pescadores que llegan hasta las playas de esa ciudad, él tiene más de 12 años dedicado a esta actividad y es así como el lucha para que a su familia no les falte nada.

Este crédito es para comprar pescado para la venta diaria. Es socia fundadora del Banco Comunal y le gusta por la ayuda que les brindan estos créditos para salir adelante.

Su sueño es comprar un carro para que su esposo realice sus recorridos.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped María Monserrate to buy fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 5, 2013
Listed
May 2, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013