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Estrellas Unidas Group
In this Group: Thomas , Felipe, Santos Leonidas, Martin *, Juliana, Ruperta, Maria Pascuala
* not pictured

Update on Estrellas Unidas Group

Thomas is 64 years old and lives in a village in the Intibucá municipality with his wife and their five children. Thomas has worked in agriculture since he was young and it is his only source of income. He grows potatoes, beans, corn, tomatoes, and other crops and works whatever time is necessary.

This loan for 7,000 lempiras is his third with the group. He plans to use the loan to purchase potato seeds, fertilizer, and pay laborers for the potato and bean harvest. Loans help improve his production by giving him good help with his crops. His plan is to continue improving production and also improve his quality of life with the income he earns.

He is the president of the community bank he belongs to called Estrellas Unidas, which is made up of eight members who live in the same community and work in agriculture. Of the group, only seven are requesting this loan.

In the photo, they are identified as follows: on the left, María is dressed in blue, followed by Santos in a gray shirt, Felipe in a long sleeved plaid shirt, Juliana in a green dress, Thomas in a plaid shirt, and Ruperta on the right in an orange and yellow print dress. Martin is not in the photo.

The total loan for the group is for 34,500 lempiras. They are all going to invest in potato and bean crops.
View original language description ↓
Thomas, tiene 64 años de edad, vive en una aldea del municipio de Intibucá, junto con su esposa y sus 5 hijos. Don Thomas, es una persona dedicada desde pequeño a la agricultura y es su única fuente de ingresos. El cultiva papas, frijol, maíz, tomate y otros, y le dedica todo el tiempo necesario. El préstamo que solicita es en forma grupal pero el solicita 7,000.00 Lempiras siendo este el tercero y es para comprar semilla de papa, abono y pago de mano de obra para la siembra de papa y frijol. Los préstamos le ayudan a mejorar la producción dándole buena asistencia a sus cultivos. Su plan de seguir mejorando la producción y mejorar también su calidad de vida mediante las ganancias obtenidas.
El es el presidente del grupo solidario al cual pertenece llamado Estrellas unidas, que está formado por 8 integrantes que viven en la misma comunidad y se dedican a la agricultura, de los cuales solo siete están solicitando otro préstamo. En la foto se identifican así: a la izquierda esta doña María con vestido azul, seguido esta Santos con camisa gris, Felipe con camisa manga larga cuadriculada, Juliana con vestido verde, Tomas con camisa cuadriculada por dentro y Ruperta a la derecha con vestido estampado color anaranjado y amarillo y Martin no salió en la foto. El préstamo total del grupo es por 34,500 lempiras. Todos van a invertir en el cultivo de papa y frijol.

Previous Loan Details

Thomas, 63, lives in a village in Intibucá municipality with his wife and children. Thomas is a person who has worked in agriculture since he was little. Agriculture has been his only source of income his entire life. He grows potatoes, beans, tomatoes and others and spends all necessary time ... More from Estrellas Unidas Group's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $8,940,000
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrellas Unidas Group's $1,775 loan helped a member to purchase potato seeds, fertilizer, and pay laborers for the potato and bean harvest.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 4, 2013
Apr 16, 2013
Currency Exchange Loss:
May 18, 2014