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Miguel Ángel
Miguel Ángel is the father of eight children, one of whom is his dependent. He has worked as a security guard for one of the security companies in the city of León for one year; he does this type of work to provide for his family.

Miguel is requesting a loan to buy metal sheeting, roof beams, and screws to make improvements to his humble residence since winter is coming. This will allow him to improve his standard of living as well as to give his family better comfort and security.
View original language description ↓
El señor Miguel Ángel, es padre de ocho hijos de los cuales uno está a su cargo, labora como guarda de seguridad en una de las empresas de seguridad de la ciudad de León desde hace un año, el realiza este tipo de trabajo para llevar el sustento de su familia.

El señor Miguel está solicitando este crédito para compra de zinc, perlines y golosos y así realizar mejora a su humilde vivienda ya que se aproxima el invierno, lo que permitirá mejorar su nivel de vida al igual que brindarle a su familia un mayor confort y seguridad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Miguel Ángel to buy metal sheeting and roof beams and to pay for labor.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 15, 2013
Currency Exchange Loss:
Jul 18, 2014