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Thu is 23 years old. She has three children who are ages 5, 3 and 1. She and her husband are carpenters. Her husband earns about 5,000,000 VND per month. Thu’s income is about 3,000,000 VND. She has done this job for 3 years. Her family’s total earnings are about 8,000,000 VND per month.

She has participated in SEDA's credit program since 2011. In the last cycle she borrowed 7,392,000 VND and repaid the loan on time. In this loan cycle, Thu would like to borrow 8,288,000 VND to buy wood for her carpentry workshop. She always wants to raise her children up well and enlarge her business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $14,818,000
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Thu to buy wood for her carpentry workshop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 4, 2013
May 5, 2013
Currency Exchange Loss:
Apr 16, 2014