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José Santos
José is 42 years old. He is married and has a son. For 10 years he has worked offering his services in the city market, specifically in the bathrooms because they are rented to him by city hall. He just pays the city rent taxes, and for water, electricity and other fees.

He makes sure that the bathrooms are in perfect condition when it comes to cleanliness, order, and safety, among other things.

He buys cleaning supplies in supermarkets and stores that are close to his business, as well as from suppliers that sell wholesale. They sell to hi on credit for two weeks. He wants to have a fund that will allow him to buy these items from other suppliers because with the money on hand (in cash) they sell to him at a better price.

The loan he is asking Fundación Campo for is to buy 50 bundles of toilet paper, 25 quintals of paper towel, 5 dozen hand soaps, 5 dozen floor disinfectants, 5 mops, to pay for year's worth of taxes at city hall and for a load of firewood, etc.

Upon buying these items for cleaning and maintaing the public bathrooms, he will be able to provide a better service to the people who use these facilities. He will also be able to buy these items at better prices and thus have better profits by buying wholesale.

His plans for the future are to begin to build his house, since he is living with his parents in law and he wants to become independence. He also wants to open another small business to sell fruits and vegetables.
View original language description ↓
José tiene 42 años de edad, esta acompañado y tiene un hijo. Desde hace unos 10 años se dedica a prestar sus servicios en el mercado de la ciudad, específicamente en los servicios sanitarios ya que estos le son arrendados por la alcaldía municipal, él solo paga los impuestos municipales del arrendamiento, agua, luz y otros derechos.
Él se encarga de que los servicios sanitarios que estén en perfectas condiciones como, la limpieza, el orden, la seguridad entre otros.

El señor compra los artículos de limpieza en supermercados y tiendas aledañas a su negocio como también a proveedores que venden por mayorista estos le dejan al crédito para un plazo de quince días. Él quiere contar con un fondo que le permita comprar estos artículos a otros proveedores que con el dinero en mano (efectivo) le venden a mejor precio

El préstamo que esta solicitando a Fundación Campo, es para comprar 50 fardos de papel higiénico, 25 quintales de papel diario, 5 docenas de jabón para manos, 5 docenas de desinfectante para piso, 5 trapeadores, Pago de un año de impuestos a la alcaldía y una carretada de leña. Etc.

Al comprar estos artículos para la limpieza y mantenimiento de los baños públicos, podrá dar un mejor servicio a las personas que hacen uso de estas instalaciones. También podrá comprar estas artículos a mejores precios de esta manera podrá tener más ganancias por comprar productos al mayor.

Sus planes a futuro son comenzar la construcción de la vivienda; ya que donde está viviendo es de los suegros y él ya quiere independizarse. También quiere establecer un pequeño negocio más de venta de frutas y verduras para su esposa.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 789
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Santos to buy 50 bundles of toilet paper, 25 quintals of paper towel, 5 dozen hand soaps, 5 dozen floor disinfectants, 5 mops, to pay a years worth of taxes to city hall and one load of firewood, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 5, 2013
Listed
Apr 15, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015