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Silvia Gabriela
Silvia is a married woman and has four children, one of whom is independent and works on his own. She owns a store and has been running it in her home for 9 years. She started with her own money and now sells all kind of products for her loyal clientele.

She's requesting a loan to invest in more products and to grow her business. Her goal is to grow by investing in kids' clothing, underwear, blouses and pants. Hers is the only strong business in the city and this investment will allow her to improve her income and provide her children with better life conditions.
View original language description ↓
La señora Silvia es casada y con 4 hijos, de los cuales uno de ellos es independiente y trabaja por cuenta propia. Ella cuenta con una pulpería en su casa de habitación la cual tiene establecida desde hace 9 años, comenta que inicio con dinero propio y que ahora en su negocio vende todo tipo de productos lo que hace que su clientela le sea fiel.

El crédito que solicita le permitirá invertir en mas productos y de esta forma su negocio crecerá.
Ella tiene como objetivo ampliar aun mas su negocio invirtiendo en ropa de niños, ropa interior, blusas y pantalones, ya que en su localidad es el único negocio fuerte que existe y de esta forma mejorar sus ingresos para darles mejores condiciones de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Silvia Gabriela to invest in her business by purchasing kids' clothing, blouses, ankle supports and underwear.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 15, 2013
Currency Exchange Loss:
Oct 17, 2013