Update on Blanca LidiaBlanca is 44 years old and has three children. She has been making and selling tortillas for over 10 years. She runs this business from her home; that's where the customers come to buy the tortillas. She also has daily orders from various eateries in town. She learned this trade from her mother who was also in this line of work.
This lady has already repaid a Kiva loan, and it was repaid in a timely fashion. She currently needs another loan in order to bolster her tortilla sales business.
Blanca buys the supplies for making and selling the tortillas from farmers from the northern area of the country. This happens on weekends, particularly on Sunday, since this is the town's market day and there are people who seek firewood for selling. The town square where she buys the corn and the firewood is located one kilometer from her home.
The loan she's requesting from Fundación Campo is to purchase 20 quintals of corn, 2 truckloads of firewood, 25 pounds of lime and a metal silo for storing the corn.
By purchasing these items for making tortillas, she'll have more supplies in order to make more products. That way she'll store the grains, so that she won't lose her tortilla sales business during a time of shortage.
She has plans to build a kitchen and a covered patio, since the location of the kitchen gets wet when it rains, and that bothers the customers who get wet as well.
La señora ya canceló un crédito KIVA y este fue cancelado en una forma muy puntual. Hoy necesita más financiamiento para fortalecer su negocio de venta de tortillas.
La señora compra los artículos para la elaboración y comercio de tortillas a productores de la zona norte del país los fines de semana específicamente el día domingo; ya que este es el día de comercio en la ciudad y la leña a personas que ejercen esta actividad de búsqueda de leña para vender. La plaza donde compra el maíz y la leña se encuentra a una distancia de un kilómetro de su casa de habitación
El préstamo que esta solicitando a Fundación Campo, es para comprar 20 quintales de maíz, 2 carretadas de leña, 25 libras de cal, un Silo metálico para almacenar el maíz
Al comprar estos artículos para la elaboración de tortillas el cliente tendrá más materia prima para la elaboración de sus productos de esta manera tendrá almacenado los granos para tiempo de escaces no perder el negocio de la venta de tortillas.
Ella tiene planes de construir una cocina y hacer una galera ya que donde se encuentra la cocina en el tiempo de lluvia se moja y los clientes se molestan; ya que ellos también se mojan.
Previous Loan DetailsBlanca, 43, is single and has three children. She’s an enterprising woman who lives in a rural part of the country. Blanca has been making tortillas for the last 9 years. Her mother taught her this activity because she used to work as a housekeeper for three years. To make the tortillas,… More from Blanca Lidia's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Apr 12, 2013
- Apr 15, 2013
- Currency Exchange Loss:
- Apr 16, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.