Thoan was born in 1979; she has three children who are in 3rd, 6th and 9th grades. She and her husband are carpenters; she has been doing this for 12 years. Her husband earns about 6,000,000 VND per month, and her income is about 4,000,000 VND, so her family’s total earnings are about 10,000,000 VND per month.
Thoan has participated in SEDA's credit program since 2009. In the last cycle, she borrowed 9,632,000 VND and repaid the loan on time.
In this loan cycle, she would like to borrow 10,080,000 VND to buy more wood for her carpentry workshop. She wants to raise her children well, and enlarge her carpentry workshop.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.