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Thom was born in 1990 and she is married. Thom has been selling clothes for three years to earn a living, and she earns about 4,000,000 VND.

Her husband is a motorbike repairer. His income is about 4,000,000 VND per month, so her family’s total earnings are about 8,000,000 VND per month.

Thom has participated in SEDA's credit program since 2010. In the last cycle, she borrowed 6,944,000 VND and repaid the loan on time.

In this loan cycle, she would like to borrow 8,288,000 VND to buy motorbike repairing tools for her husband's store. She wants to spend the profit to enlarge her family’s motorbike repair shop.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 97
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Thom to buy motorbike repairing tools for her family's motorbike repair store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 1, 2013
Currency Exchange Loss:
Apr 16, 2014