Như was born in 1986. She has two children who are learning at kindergarten. She and her husband are carpenters. From her job she earns about 4,000,000 VND a month. Her family’s total earnings are about 6,000,000 VND per month.
Như has participated in SEDA's credit program since 2009. In the last cycle, she borrowed 8,288,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,632,000 VND to buy wood for her carpentry workshop. Her dream is to help her children have good careers and to enlarge her carpentry workshop.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.