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Constancia

Update on Constancia

Constancia continues to work buying and selling used clothing. She says that her previous loan was a a success, which she used for an antichresis rental arrangement for a store. This time, she is requesting a loan to buy clothing in bulk, because her sales have increased and she needs more clothing to boost her profits. She feels happy and grateful for the opportunity she has been given to grow in her business.
View original language description ↓
La Sra. Constancia sigue con la misma actividad de la venta de ropa de segunda mano, cuenta que le fue bien con el anterior crédito ya que lo utilizo para el anticrético de una tienda en esta ocasión solicita el crédito para la compra de mercadería ropa por mayor ya que incremento sus ventas y es necesario para incrementar sus ganancias, se siente feliz y agradecida por la oportunidad que le dan para crecer en su negocio.

Previous Loan Details

Constancia, 34, is married. She continues with her job selling clothing in the busy market in the city of El Alto. This is her fourth loan sequence with the institution. She's going to use the loan for an antichresis rental arrangement for a store for her business. Her reason for requesti... More from Constancia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 200
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Constancia to buy clothing in bulk.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 15, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 21, 2013
This photo was used before for a previous loan for Constancia. It was first posted on Kiva on Sep, 2012. Learn More