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Josephine
Josephine is 49 years old and married, with eight children, five of whom currently go to school. Josephine works very hard to provide for them.

Josephine runs a general store in the Philippines and has requested a PHP 13,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to buy additional stocks to sell, like canned goods, eggs, soap, sugar, coffee, and milk.

Josephine has been in this business for three years. In the future, she would like to save enough money, so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 228
    View loans »
    Philippines Loans Fundraising
  • $52,032,975
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Josephine to buy additional stocks to sell, like canned goods, eggs, soap, sugar, coffee, and milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2013
Listed
Apr 18, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014