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Zubeda is a 37-year-old married woman and a mother of six children. Her husband is doing labor work and his income is not enough to bear everyday expenses with the educational needs of their children. So she decided to initiate her business of a general store.

She spared a room in her house and started selling daily products to the people of her community. She has gradually improved her business with the support of Kashf Foundation.

Currently she has applied for a loan of PKR 20,000 to purchase packs of biscuits, sweets and grains. She is expecting a boost in her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 336
    View loans »
    Pakistan Loans Fundraising
  • $15,685,375
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zubeda to purchase packs of biscuits, sweets and grains.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 24, 2013
Currency Exchange Loss:
May 17, 2014