Emmanuel is a member of the Abavumvu Kabeza Group. He is 60-years old. He is married and has four children. He attended primary school. He is asking for this loan to buy modern beehives. He doesn't expect to have any difficulties with repaying the loan. His strategy for growing his business is to ask for another loan to finance his business. His goal is to be a professional beekeeper and to have a house for his family to live in.
Emmanuel est membre du groupe ABAVUMVU KABEZA , il a 60 ans , il est marié et a 4 enfants , Il a étudie les études primaires. il sollicite ce crédit pour acheter les ruches modernes. il `attend aucune difficulté de remboursement. ses stratégies pour la croissance de son activité est de demander d`autre pret pour le financement de son activit♪0. ses ambitions est d`être l`apicuteur proffessionnel et pour sa famille c`est avoir sa maison d`habitation.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.