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Muhayo is a woman who likes to work. She lives with her family in the north of Tajikistan and considers herself a lucky woman as she is married to a good man and has 3 children. Muhayo is 34 years old. She has a high school education. After finishing high school she started working and earning a living. This way she helped her parents. After getting married she continued to work. Muhayo has been working at a sewing factory for over 15 years. She irons finished products. Muhayo is very responsible at her job. Her managers are happy with her. She lives in a very old house and started building a new house. She dreams of finishing the house and have her children marry at the new house. She is asking for a loan of 8,700 somoni for the purchase of building materials such as cement, bricks, etc. She is waiting for your kindness.
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Мухаё Женщина, которая любит трудиться. Она живет вместе семьей на севере Таджикистана и считает себя счастливой женщиной, так как она замужем на хорошего человека и имеет 3 детей. Мухаё 34 года. Она имеет среднее образование. После окончания средней школы она начала работать и зарабатывать на жизнь. Таким образом, она помогала родителям. После замужества она продолжала работу. Итак, Мухаё более 15 лет работает в швейной фабрике. Она занимается глажкой готовой продукции. Мухаё очень честно выполняет свою работу. Ее начальники довольны ею. Она живет в очень старом доме и начала стройку нового дома. Она мечтает достроить дом для своих детей и женить их на новом доме. Она запрашивает займ на сумму 8700 сомони для покупки строительных материалов как цемент, кирпич и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 148
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Muhayo to buy building materials such as bricks and cement to build a new house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 17, 2013
Currency Exchange Loss:
Jan 17, 2015