Binh was born in 1985. She has two children who are learning in kindergarten and primary school. Her husband is a driver. His income is about 6,000,000 Viet Nam Dongs (VND) per month. Binh has a food stall to earn a living. She earns about 6,000,000 VND a month, so her family’s total earnings are about 12,000,000 VND per month.
She has participated in SEDA's credit program since 2010. In the last cycle she borrowed 8,288,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 8,736,000 VND to buy more kinds of food to sell in her food stall. She wants her children to go to school until they complete higher education.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.