Chinh was born in 1953. She has four children who are all married. Chinh and her husband sell construction materials. Her husband’s income is about 4,000,000 Viet Nam Dongs (VND) per month. She earns approximately 3,000,000 VND a month. Her family’s total earnings are about 7,000,000 VND per month.
She has participated in SEDA's credit program since 2010. In the last cycle she borrowed 8,288,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 8,288,000 VND to supply more construction materials. She hopes she can buy more furniture for her house in the future.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.