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This is Evelina, 60, resident of Malibay, Pasay, Philippines. She is married to Elpidio, a taxi driver, and is the mother of their six children. She, together with her husband, manages their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Evelina manages her side car transportation business. She has one unit of side car or bicycle cart that carries up to two passengers to their destination within the community. Her regular customers are workers and employees in the community. She also has a direct-selling business for additional income. Every day, she earns a minimum of PHP 300 (Philippine pesos) in sales.

To help her continue the operations of her business, she is requesting a PHP 20, 000 loan. She will be utilizing the loan for the maintenance of her side car.

Evelina hopes to expand her business in the coming years and dreams to have their own house and lot. Every week, she meets up with her co-fellowship members to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All Center for Community Transformation Credit Cooperative (CCT) community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 703
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Evelina to pay for the maintenance of her side car.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 22, 2013
Currency Exchange Loss:
Oct 20, 2013