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Ruziboy S. is 62 years old. He is married with six children, only two of whom are still under his care. The rest of his children are married and have their own families and children who adore their grandparents. Ruziboy loves his children and grandchildren very much, and he does his very best in order to make them happy and to provide them with a good education.

More specifically, Ruziboy runs a farm, and he has twenty years of experience in the business. He has been able to support his family by learning how to manage his crops in the short growing season. To illustrate, he grows crops such as wheat, onions, potatoes, tomatoes, and cucumbers. Each year his yield is sufficient to meet his family's consumption needs and to sell crops for a profit. The business is the main source of his family's income, yet generating a stable income requires considerable funding.

Thus, now Ruziboy would like to purchase mineral fertilizers and seeds for planting, so he is seeking a loan in the amount of $1,000 over a 6-month term. With the loan proceeds, Ruziboy would buy supplies for the harvest and to improve production so that he can increase the quality of his yield and his earnings in turn. After making a good profit from his business, he is planning to send his younger son to the University because he recently finished school. With your help, this will be possible, so he thanks everyone for supporting him and promises to repay the loan on time.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 188
    View loans »
    Tajikistan Loans Fundraising
  • $30,381,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ruziboy to increase and improve his crop yield by purchasing additional seeds and mineral fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 29, 2008
Jul 13, 2008
Currency Exchange Loss:
Feb 15, 2009