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Remegia, 57, is a resident of Manila, Philippines. She is married to Eddie, a pedicab driver, and is a mother to her four children. She manages her household while also operating her business. She works hard to continually provide income for her family's everyday expenses.

Renegia operates a side car transportation business. She has three units of side cars, or bicycle carts that carry up to two passengers, which transport people to their destinations within the community. Her regular customers are workers and employees in the community. She earns a minimum of 300 Philippine Pesos (PHP) every day.

To help her continue operating her business, Renegia is requesting a loan of PHP 15,000. She will use the loan to pay for spare parts and maintenance of the pedicab units. She expects a boost in her business income as she expands her business.

Remegia dreams that her business will continue to be successful and she will be able to acquire more pedicabs. She meets with her co-fellowship members to share stories of her life and business every week. During these meetings, she also draws strength and inspiration from the Word of God that she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is comprised of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1417
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Remegia to pay for spare parts and maintenance for her pedicabs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 17, 2013
Currency Exchange Loss:
Oct 20, 2013